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what's going on guys today we're going to talk about spending money here at savage finance one of the biggest problems that i feel that people have is they don't know how to appropriately spend their money now what i mean by that this is what happens you have life you have a rent utilities car payments credit card bills student loan bills you have all that stuff and you go to work and you just start paying bills there's no rhyme there's no reason there is no plan and this is where so many people get in trouble so what i want you guys to do and this is information that's going to help you develop a budget for any income all right so first of all what you should do in the beginning is try to save five percent of your income and what do i say five percent because five percent doesn't sound like a lot but once again what we're doing is we're training ourselves how to manage money so what yo